The material realm exists from atoms, which is 99.9999% spirit, and 0.0001% material.
When you have situations in your life that you consider to be circumstances of lack of money, lack of car, lack of house, lack of clothes, and anything material, it’s because your focus is on “that small amount of material”.
Now, if you get hold of this, it’ll help you, because “you are spirit”, which makes you “more spirit than you are matter” until you put your attention on “matter”.
Where you put your attention is where you use your energy (which is spirit).
This is only a small portion of the teaching, “Entering the Spiritual Dimensions“.